Consolidating loan com

You may want to apply for a consolidation loan if you’re struggling to make your minimum monthly payments on your credit cards, line of credit or overdraft.

Or, it might make sense to consolidate high interest rate debts into one monthly payment with a lower interest rate.

However, if your credit rating has gone down because of your debts, you may have difficulty applying for a loan.

In this case one of our Credit Counsellors can help you look at other debt consolidation options.

Many students find that the Federal loan options simply won't cover the cost of the education and as a result they must look for scholarships or private student loans to make up the difference.

If you do opt for a private loan, be sure to do your homework and scrutinize the terms of the loan and the interest rate.

If you consolidate student loans, you have other options.

It can be tempting to use your line of credit or bank account overdraft to consolidate your debts into one monthly payment.

Our appointments are either in-person, in one of our offices, or over the phone; whatever is easier for you.

The appointment doesn’t cost you anything, it’s completely confidential and without obligation.

You’ll not only have more options and solutions available to you, it will ease your stress and you may even sleep better (we find this is true with more than 60% of the people that we help).

A debt consolidation loan is when someone borrows money and then uses that money to pay off other debts.